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• Fixed Deposits
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A Fixed Deposits Account allows you to earn higher interest by depositing a certain amount of money over a fixed period of time, regardless of market fluctuations.

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Fixed Deposits

Shanghai Commercial Bank offers Fixed Deposits Accounts for a range of foreign currencies to let you enjoy high interest returns, as well as a potential returns from currency appreciation.

Service Benefits

• A maximum of 11 currencies, including:
  • 

    HKD

  • 

    CNY

  • 

    USD

  • 

    EUR

  • 

    GBP

  • 

    CAD

  • 

    AUD

  • 

    NZD

  • 

    JPY

  • 

    CHF

  • 

    SGD

  Check minimum initial deposits amount for different currencies

• Flexible deposit periods, including:

  • 1 or 2 weeks
  • 1, 2, 3, 6 or 12 months
• Transaction details will be provided for each fixed deposit, including principal deposit amount, interest rate, maturity date and accrued interest.
• Automatic renewal services are available at your convenience
• Forward contract arrangement can be made prior to maturity to lower exchange risks
• Set up a fixed deposits placement or renewal instructions via Internet Banking, Phone Banking or at any of our branches
  • Guideline on Placing a Fixed Deposit via Internet Banking
  • Guideline on Reviewing Fixed Deposits Account Balance via Internet Banking
  • Guideline on Changing Maturity Instruction via Internet Banking

Note: Fixed deposits with a maturity exceeding 5 years are not a protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.

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Check documentation required to open an account

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