Open Banking Services

• What is "Open Banking Services"?
• Interbank Account Data Sharing (IADS)
• IADS - Interbank Account Overview (Personal)
• Product & Service Information Enquiry
• Product & Service Application
• Account Information Enquiry

Open Banking Services use Open Application Programming Interfaces (Open APIs) to enable secure connections and data sharing with authorized third-party service providers, such as participating banks in Interbank Account Data Sharing (IADS). This creates more flexible and personalised wealth management experiences while driving financial innovation.

An Application Programming Interface (API) serves as a technology bridge for exchanging information between different computer systems. Open APIs enables third parties to systematically access banking product or account data after obtaining your consent.

Experience "IADS - Interbank Account Overview (Personal)" Now

Grant consent in just a few taps to connect accounts from other banks via Shacom Bank app and enjoy seamless interbank financial management.

Introductory videos

Introduction to Open API

If the below video is unable to be played, please click here to watch on the online channel of the Hong Kong Monetary Authority.

Using banking services via websites/applications of third-party service providers (Chinese version only)

If the below video is unable to be played, please click here to watch on the online channel of the Hong Kong Monetary Authority.