Borrow

We offer a wide range of tailored mortgage plans for residential, commercial and industrial properties, all are designed to meet your financial needs.

• Residential Mortgages

  Applicable to purchasing of first-hand and second-hand properties, or refinancing of mortgage loan.

• Government Housing Scheme Mortgages

  Achieve your dream of home ownership with our mortgages dedicated to various government housing schemes.

• Mortgage Insurance Programme

  Lower your down payment on a house with mortgage loan ratios of up to 90%.

• Premium Mortgage

  Receive preferential interest returns to help offset your mortgage payments.

• Non- Residential Mortgages

  These mortgages are designed especially for commercial, industrial properties and shops.

• Fixed Rate Mortgage Scheme

  Provide homebuyers a choice of fixed interest rate period of 10, 15 and 20 years to mitigate risks arising from interest rate volatility.

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.