Risk Disclosure / Disclaimers:

• This website and video are not intended to provide investment advice and do not constitute a solicitation for the making of any deposits or investment products.
• Shanghai Commercial Bank Limited （ the "Bank"） neither endorses nor is responsible for the accuracy or reliability of, and under no circumstances will the Bank be liable for any loss or damage caused by reliance on, any opinion, advice or statement made in these website and video.
• The opinions expressed are those of the featured speakers, and do not represent the Bank's views. The opinions are subject to change without notice and should not be construed as a recommendation of any individual holdings or market sectors.
• Investment involves risks, value of investment may move up or down, and may become valueless. The opinions expressed above may vary due to market factors and conditions without further notice. Past performance figures shown are not indicative of future performance. The information contained in these website and video are obtained from sources the Bank believes to be reliable but has not been independently verified or reviewed in the light of your personal financial circumstances. Investors must make their own assessment of the relevance, accuracy and adequacy of the information on these website and video. The Bank accepts no responsibility and does not make any announcement, solicitation or recommendation as to whether any investment described therein is suitable for any individual person's circumstances. Reliance upon the information is at your sole discretion. You should carefully consider whether any investment products are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances. The relevant product offering documents should be read for further details.
• This website and video contain information from third party, which may be incomplete or simplified. Although the information herein contained is obtained or compiled from sources the Bank believes to be reliable, it has not been independently verified. The Bank cannot and does not represent or warrant the accuracy, validity, reliability, timeliness or completeness of any such information （whether in whole or in part）, and accepts no liability for any loss or damage howsoever arising from or in reliance upon the whole or any part of such information or opinions （unless due to the negligence or wilful default of the Bank, the Bankʼs authorised officers, employees or agents）. The Bank reserves the right to amend all or any part, which all views, forecasts and estimates constitute judgments made before the publication date, and are subject to change without further notice. This website contains certain statements that may be deemed as forward-looking statements involving risks and uncertainties. Customers should be aware that actual results may differ materially from those projected, estimated, assumed or anticipated in any such forward-looking statements due to different factors, risks and economic situation.
• The investment decision is yours but you should not invest in any products unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives; If necessary, you may consult independent professional advisor before making any investment
• This website and video are issued and solely owned by the Bank. Redistribution and reproduction in whole or in part of this video by any means or in whatever form is strictly prohibited.
• This website and video have not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong.
• If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail.