Promotions

Exclusive for Silver Bond 2026 Subscribers

1. HKD Preferential Saving Annual Interest Rate for Silver Bond Subscribers and
2. 3-Months HKD Preferential Fixed Deposit Annual Interest Rate Offer for Silver Bonds 2026 Subscribers

Offer 1: HKD Preferential Saving Annual Interest Rate for Silver Bond Subscribers

Promotion period: From now until 30 November 2026 (both dates inclusive)

Silver Bonds 2026 Subscribers who deposit "CASA New Funds" into the HKD Passbook Savings Account or HKD No Passbook Savings Account during the Promotion Period shall be entitled to additional 1% p.a. "HKD Preferential Saving Annual Interest Rate for Silver Bond Subscribers" on New Fund for calculation on preferential interest.

Remarks:

• "CASA New Funds" refers to the net incremental deposit amount in the Eligible Account during the Promotion Period that exceeds the deposit balance of the Eligible Account(s) as at 14 September 2026.
• The maximum Preferential Interest per Eligible Account(s) is capped at HKD 7,500 per calendar month.

Offer 2: 3-Months HKD Preferential Fixed Deposit Annual Interest Rate Offer

Promotion Period: From now until 2 October 2026 (both dates inclusive)

Silver Bonds 2026 Subscribers place for HKD fixed deposit with refund of Silver Bonds 2026 or "New Fund" via any branch of the Bank within the promotion period, they can enjoy the following fixed deposit annual interest rate offers:

Remarks:

• The minimum deposit amount of Offer for each of Eligible Customers is HKD 100,000. The maximum deposit amount of Offer for each of Eligible Customers is HKD 2,000,000.

Act now to enjoy these deposit privileges!

The offers are subject to the applicable terms and conditions. Please contact our bank staff for further details.