Professional and Exclusive Wealth Management Services and Products

Shanghai Commercial Bank customizes exclusive solutions covering four core sections of retirement financial solutions for customers, helping you prepare for your retirement life in advance , including:

• Secure Retirement Life
  • Through the Reverse Mortgage Scheme, customers can use their residential property in Hong Kong as security to borrow from participating banks and receive monthly annuity, allowing them to continue to stay in their property for the rest of their life.
• Comprehensive Protection
  • Shanghai Commercial Bank, together with its partners, provides customers with a wide range of protection, including medical and critical illness protection, life insurance, savings and annuity plans, to safeguard your retirement years.
• Personalized Wealth Management
  • Based on customers' investment goals, investment tenor, investment knowledge and experience, risk tolerance and financial situation, Shanghai Commercial Bank offers a variety of investment products such as bond funds to help customers achieve steady growth of wealth.
• Legacy Planning
  • Subsidiaries of Shanghai Commercial Bank not only provide Hong Kong property agency and rental agency services, but also offer trust services, which are conducive to the perpetual inheritance of wealth.

In addition to pension finance products and services provided by our Bank, we have established our strategic alliance with Bank of Shanghai (China) and The Shanghai Commercial & Savings Bank (Taiwan). Through the 「Green Channel」, we provide integrated cross-border wealth management services to our premium clients. For any inquiries regarding personal pension products or services across these three markets, please contact your dedicated relationship manager or visit any of our designated "Smart Banking Centers" listed below for the latest information.

The above products and services are subject to the relevant terms. Please contact our staff for more details.
Reminder : To borrow or not to borrow? Borrow only if you can repay!
 

• The following risk disclosure statement cannot disclose all the risks involved and does not take into account any circumstances that are unknown to the Bank. Investment involves risks. The price of investment products may go up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying or selling investment products. Any past performance figures shown are not indicative of futures performance. Part of the investment may not be able to liquidate immediately under certain market situation. Customers should refer to relevant offering information on this webpage for detailed information, including but not limited to Risk Disclosures, prior to any investment subscription. Customers should not make any investment decisions based on this information of this webpage alone. Customers must make their own assessment of the information provided on this webpage . Customers should carefully consider whether any investment products or services mentioned herein are appropriate for them in view of their financial situations, investment experiences and investment objectives. If customers have any doubt about this material or any relevant offering information on this webpage, they should consult their own independent advisers on the legal, regulatory, tax, investment and financial implications of the investments (including but not limited to estate duty and withholding tax and other tax obligations which may arise from local or foreign investment) as they deem appropriate to ensure that they understand the nature of the investments in order to consider whether the investments are suitable investments for them.
• The above information is for reference only and does not constitute any offer, solicitation, invitation, advice or recommendation to subscribe for or redeem any investments. No indication, representation, guarantee or other assurance as to the outcome of any investment has been made or will be given to you by or on behalf of the Bank. The information (whole or any part of) herein contained may not be quoted, reproduced, distributed, disclosed or published (whether in whole or in part) in any media for any purpose without prior express written consent from the Bank. Subject to applicable laws and regulations, unless due to the negligence or wilful default of the Bank, the Bank’s authorized officers, employees or agents, the Bank accepts no liability for the accuracy or completeness of any information or materials contained in this information on this webpage or the performance or outcome of any investment made or transaction entered into by them in reliance of such information or materials.
• This information on this webpage has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authorities in Hong Kong.