Shanghai Commercial Bank Credit Card
Enjoy Up to 6% Cash Rebate on Designated Spending Categories
From now until 28 February 2027, customers who successfully register with a designated Shanghai Commercial Bank credit card2,3 and accumulate HK$3,000 on local retails spending, overseas retails spending or online spending each month can enjoy up to 6% cash back on designated spending categories, enjoy up to HK$250 cash back per month.
Designated Spending Categories:
- Local Dining and Food Delivery Platform
- Local Supermarket and Department Store
- Foreign Currency Spending

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Note:
- New cardholders refer to new credit card applicants from 1 April 2026 onwards, and card applicants who have not held any Shanghai Commercial Bank credit cards/co-branded credit cards in the past 12 months.
- Designated new credit cards – Visa Platinum Credit Card / Mastercard Platinum Credit Card / UnionPay Dual Currency Diamond Credit Card / Mastercard Titanium Credit Card successfully applied for during the promotion period (excluding co-branded credit cards and business credit cards).
- Designated existing credit cards – The offer is only applicable to Shanghai Commercial Bank credit cards/ co-branded credit cards (including TVB Credit Card, Hong Kong Academy for Performing Arts Credit Card, St. Joseph's College Old Boys' Association Credit Card, The Council of St. Paul's Co-educational College Credit Card, Good Hope School Credit Card, Kiangsu Chekiang and Shanghai Residents (H.K.) Association Credit Card, Shanghai Fraternity Association Credit Card, St. Paul's Convent School Credit Card, Pok Oi Credit Card, Junior Chamber International Credit Card, Hong Kong Institute of Surveyors Credit Card, Hong Kong's Heritage Credit Card, Cornerstone Association Credit Card, Kingkow Credit Card, Kingswood Villa Credit Card) (excluding corporate credit cards/business credit cards).
- During the promotion period, upon successful registration with the Shanghai Commercial Bank - The Hong Kong Academy for Performing Arts Credit Card, cardholders will enjoy up to 6% cash rebate on designated spending categories, with no spending requirement, and a maximum cash rebate of HK$250 per month.
The Bank will send the promotion information via email from time to time. If you would like to receive the Bank's latest promotion, please update your email address and agree to receive promotion information.
Notice of Addition / Change of
Contact Details Instruction Form for Receiving
Marketing Materials
Reminders about Responsible Borrowing
- You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
- You should have assessed your repayment ability and avoid over-borrowing.
- You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
- To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.